{"id":45,"date":"2025-08-15T13:04:41","date_gmt":"2025-08-15T17:04:41","guid":{"rendered":"https:\/\/unitedsouthbroadway.org\/?page_id=45"},"modified":"2025-10-23T21:27:23","modified_gmt":"2025-10-24T01:27:23","slug":"services","status":"publish","type":"page","link":"https:\/\/unitedsouthbroadway.org\/index.php\/services\/","title":{"rendered":"Services"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"45\" class=\"elementor elementor-45\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f37a44 e-con-full e-flex e-con e-parent\" data-id=\"4f37a44\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;curve&quot;,&quot;shape_divider_bottom_negative&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500,97C126.7,96.3,0.8,19.8,0,0v100l1000,0V1C1000,19.4,873.3,97.8,500,97z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-674716a e-con-full e-flex e-con e-parent\" data-id=\"674716a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-202bee7 elementor-widget elementor-widget-text-editor\" data-id=\"202bee7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h1>Helping New Mexican Homeowners<\/h1>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1bd5e0b elementor-widget elementor-widget-text-editor\" data-id=\"1bd5e0b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3>Free Housing Counseling and Legal Support.<\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9a3e6e1 e-transform e-flex e-con-boxed e-con e-parent\" data-id=\"9a3e6e1\" data-element_type=\"container\" data-settings=\"{&quot;_transform_translateY_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-61,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bb06350 e-con-full e-flex e-con e-child\" data-id=\"bb06350\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-785bf2b e-con-full e-flex e-con e-child\" data-id=\"785bf2b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10160ab elementor-widget elementor-widget-image\" data-id=\"10160ab\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/elementor\/thumbs\/Line_5-Orange-scaled-rioewf164m56jvna7s5nbvstw3cq9pj7d4q7nwmbaa.png\" title=\"Line_5 Orange\" alt=\"Line_5 Orange\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c3dfa20 e-con-full e-flex e-con e-child\" data-id=\"c3dfa20\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6a8d7d8 e-con-full e-flex e-con e-parent\" data-id=\"6a8d7d8\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1783d2e e-con-full e-flex e-con e-child\" data-id=\"1783d2e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0f772bc elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"0f772bc\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"619\" height=\"400\" src=\"https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/2025\/08\/Sub-Header-Image-Services-Page.png\" class=\"attachment-large size-large wp-image-328\" alt=\"\" srcset=\"https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/2025\/08\/Sub-Header-Image-Services-Page.png 619w, https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/2025\/08\/Sub-Header-Image-Services-Page-300x194.png 300w\" sizes=\"(max-width: 619px) 100vw, 619px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1fcb8ac e-con-full e-flex e-con e-child\" data-id=\"1fcb8ac\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8640844 elementor-widget elementor-widget-text-editor\" data-id=\"8640844\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>At United South Broadway Corporation (USBC), we\u2019re here to help you protect what matters most &#8211; your home. Whether you&#8217;re behind on payments, navigating lender communication, or already in foreclosure, we offer free, trusted support every step of the way.\u000b\u000b<\/p><p>Our team of housing counselors and legal professionals works with New Mexico homeowners to prevent foreclosure, resolve mortgage issues, and understand their options. These aren\u2019t one-size-fits-all services\u2014they\u2019re personalized, people-first solutions that meet you where you are.\u000b\u000b<\/p><p>Whether you\u2019re just starting to worry about your mortgage or already facing court proceedings, you\u2019ll find real solutions here. Our services are grounded in trust, experience, and a commitment to keeping New Mexicans in their homes.\u000b\u000b<\/p><p>Keep reading to learn how we can support you through personalized housing counseling, proven loss mitigation strategies, and free legal assistance for those who qualify.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4a222bd e-flex e-con-boxed e-con e-parent\" data-id=\"4a222bd\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c06f4a0 e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"c06f4a0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-297590a elementor-widget elementor-widget-image\" data-id=\"297590a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"360\" height=\"400\" src=\"https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/2025\/08\/Housing-Counseling-Services-Page.png\" class=\"attachment-large size-large wp-image-336\" alt=\"\" srcset=\"https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/2025\/08\/Housing-Counseling-Services-Page.png 360w, https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/2025\/08\/Housing-Counseling-Services-Page-270x300.png 270w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-726b2ff e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"726b2ff\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-909f34d elementor-widget elementor-widget-image\" data-id=\"909f34d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"360\" height=\"400\" src=\"https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/2025\/08\/Loss-Mitigation-Services-Page.png\" class=\"attachment-large size-large wp-image-338\" alt=\"\" srcset=\"https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/2025\/08\/Loss-Mitigation-Services-Page.png 360w, https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/2025\/08\/Loss-Mitigation-Services-Page-270x300.png 270w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a323f82 e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"a323f82\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79ebd1b elementor-widget elementor-widget-image\" data-id=\"79ebd1b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"360\" height=\"400\" src=\"https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/2025\/08\/Foreclosure-Services-Page.png\" class=\"attachment-large size-large wp-image-339\" alt=\"\" srcset=\"https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/2025\/08\/Foreclosure-Services-Page.png 360w, https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/2025\/08\/Foreclosure-Services-Page-270x300.png 270w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d2a3580 e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"d2a3580\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bad0e32 elementor-widget elementor-widget-image\" data-id=\"bad0e32\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"360\" height=\"400\" src=\"https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/2025\/08\/Anti-Racism-Services-Page.png\" class=\"attachment-large size-large wp-image-341\" alt=\"\" srcset=\"https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/2025\/08\/Anti-Racism-Services-Page.png 360w, https:\/\/unitedsouthbroadway.org\/wp-content\/uploads\/2025\/08\/Anti-Racism-Services-Page-270x300.png 270w\" sizes=\"(max-width: 360px) 100vw, 360px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-de32a16 e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-parent\" data-id=\"de32a16\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a5d49e5 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"a5d49e5\" data-element_type=\"widget\" id=\"external-tabs\" data-settings=\"{&quot;tabs_justify_horizontal&quot;:&quot;center&quot;,&quot;tabs_justify_horizontal_mobile&quot;:&quot;end&quot;,&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"173885925\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"tab-housing\" data-tab-title-id=\"e-n-tab-title-1738859251\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-1738859251\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t&nbsp;&nbsp;&nbsp;Housing  Counseling\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"tab-loss\" data-tab-title-id=\"e-n-tab-title-1738859252\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1738859252\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\t&nbsp;&nbsp;&nbsp;Loss Mitigation&nbsp;&nbsp;\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"tab-foreclosure\" data-tab-title-id=\"e-n-tab-title-1738859253\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1738859253\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tLegal Services\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"tab-anti\" data-tab-title-id=\"e-n-tab-title-1738859254\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1738859254\" style=\"--n-tabs-title-order: 4;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tAnti-Racism Training&nbsp;&nbsp;&nbsp;\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-1738859251\" role=\"tabpanel\" aria-labelledby=\"tab-housing\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-c08b6c7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"c08b6c7\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-81f6ce5 e-con-full e-flex e-con e-child\" data-id=\"81f6ce5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-de0ad72 elementor-widget elementor-widget-heading\" data-id=\"de0ad72\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Housing Counseling<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fdcc9e elementor-widget elementor-widget-text-editor\" data-id=\"1fdcc9e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you\u2019re struggling to keep up with your mortgage or worried you might fall behind, USBC\u2019s HUD-certified housing counselors are here to help. We provide free, one-on-one support to help New Mexico homeowners understand their situation and take proactive steps before legal action begins.<\/p><p>How We Support You:<\/p><ul><li>Get one-on-one support from HUD-certified housing counselors\u2014at no cost to you. (No income limit.)<\/li><li>Review your mortgage and household budget<\/li><li>Identify early warning signs and possible relief options<\/li><li>Provide personalized guidance based on your unique financial situation<\/li><li>Help you get organized before reaching out to your lender<\/li><li>Offer services in English and Spanish, with no income limit to qualify<\/li><li>Help you package your request to your lender<\/li><\/ul><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8f17a3 elementor-widget elementor-widget-button\" data-id=\"c8f17a3\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/unitedsouthbroadway.org\/index.php\/connect\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Getting Housing Help<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5a9d3b elementor-widget elementor-widget-text-editor\" data-id=\"e5a9d3b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you feel you&#8217;ve been denied housing or treated unfairly because of race, disability, or another protected status, you have the right \u000bto file a complaint.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b1c77d5 elementor-widget elementor-widget-button\" data-id=\"b1c77d5\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/unitedsouthbroadway.org\/index.php\/fair-housing-complain-form\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">File a Fair Housing Complaint<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-76e8acb e-con-full e-transform e-flex e-con e-child\" data-id=\"76e8acb\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateX_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1738859252\" role=\"tabpanel\" aria-labelledby=\"tab-loss\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-8c344c9 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"8c344c9\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInRight&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-3c8e67f e-con-full e-transform e-flex e-con e-child\" data-id=\"3c8e67f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateX_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-20,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-00a37fb e-con-full e-flex e-con e-child\" data-id=\"00a37fb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70dfdbf elementor-widget elementor-widget-heading\" data-id=\"70dfdbf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Loss Mitigation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47789a6 elementor-widget elementor-widget-text-editor\" data-id=\"47789a6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Loss mitigation is the process of working with your lender to avoid foreclosure\u2014usually by adjusting your loan terms or agreeing on an alternative resolution. It\u2019s the most common way homeowners recover from missed payments, and our counselors are trained to guide you through it.<\/span><\/p><p><b>How We Support You:<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Explain all available loss mitigation options, including:<\/span><span style=\"font-weight: 400;\"><br \/><\/span> <span style=\"font-weight: 400;\">Loan reinstatement<\/span><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Loan modification<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Repayment plan<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Payment Forbearance<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Short sale<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Deed in lieu of foreclosure<\/span><p>\u00a0<\/p><\/li><\/ul><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Help you complete and submit the required documentation<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Communicate directly with your mortgage servicer<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Support you through court-ordered mediation if you are unrepresented<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Track the status of your application and help respond to lender requests<\/span><\/li><\/ul><p><b>Missed a mortgage payment? We\u2019ll help you understand your options and avoid foreclosure.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd7b692 elementor-widget elementor-widget-text-editor\" data-id=\"bd7b692\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><i><span style=\"font-weight: 400;\">Note: Housing counselors do not provide legal advice or represent you in court.<\/span><\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1738859253\" role=\"tabpanel\" aria-labelledby=\"tab-foreclosure\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-e70620d e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"e70620d\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-cd9fae2 e-con-full e-flex e-con e-child\" data-id=\"cd9fae2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41174ed elementor-widget elementor-widget-heading\" data-id=\"41174ed\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Legal Services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e60b86d elementor-widget elementor-widget-text-editor\" data-id=\"e60b86d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If your home is already in foreclosure or you&#8217;ve received a court summons, <\/span><b>USBC provides free legal support<\/b><span style=\"font-weight: 400;\"> to help protect your home and your rights. We assist homeowners at all stages of the foreclosure process, including those already in court.<\/span><\/p><p><b>How We Support You:<\/b><\/p><ul><li aria-level=\"1\">Go to court with you and work with you from start to finish and our legal team will help with all necessary steps to ensure full due process rights under New Mexico law.\u00a0 New Mexico is a judicial state; you will have your day in court and tell your side of the story.<\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide legal consultations to explain your foreclosure case and next steps<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Represent eligible homeowners in district court<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Assist with the New Mexico Foreclosure Settlement Program (FSP)<\/span><\/li><li aria-level=\"1\">If you can\u2019t keep your home, exit with dignity.\u00a0 Help prepare and submit documents for:<br \/><ul style=\"font-weight: 400;\"><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Deed in Lieu of Foreclosure<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Short sale<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Cash for Keys<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Redemption Rights<\/span><\/li><\/ul><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Advise you on your Right of Redemption after a foreclosure sale<\/span><\/li><\/ul><p><i><span style=\"font-weight: 400;\">If your home is in foreclosure or you&#8217;ve been served, we can help protect your rights.<\/span><\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c73333 elementor-widget elementor-widget-button\" data-id=\"3c73333\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/unitedsouthbroadway.org\/index.php\/connect\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Legal Help<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea01026 elementor-widget elementor-widget-text-editor\" data-id=\"ea01026\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Housing counseling is always free and available to all.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Legal services are free for those who qualify.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">All services are confidential and available in English, Spanish, and American Sign Language. If needed, we can arrange for interpretations in other languages.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c7d2b4b e-con-full e-transform e-flex e-con e-child\" data-id=\"c7d2b4b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateX_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:20,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1738859254\" role=\"tabpanel\" aria-labelledby=\"tab-anti\" data-tab-index=\"4\" style=\"--n-tabs-title-order: 4;\" class=\" elementor-element elementor-element-a2124ba e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"a2124ba\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInRight&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-31f21b5 e-con-full e-transform e-flex e-con e-child\" data-id=\"31f21b5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_translateX_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-20,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateX_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_translateY_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-473b8fa e-con-full e-flex e-con e-child\" data-id=\"473b8fa\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a50ca9a elementor-widget elementor-widget-heading\" data-id=\"a50ca9a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Anti-Racism Training<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38ffddb elementor-widget elementor-widget-text-editor\" data-id=\"38ffddb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">USBC believes that building strong communities requires understanding and addressing racism at its roots. That\u2019s why we founded the Anti-Racism Training Institute of the Southwest (ARTI)\u2014a community-based initiative dedicated to helping individuals and institutions examine how racism operates in systems, not just in personal attitudes.<\/span><\/p><p><span style=\"font-weight: 400;\">Through ARTI, we offer workshops that challenge assumptions, uncover the historical origins of racial inequality, and equip participants with tools for lasting change. Our work focuses on five key systems that shape life in New Mexico: housing, education, the legal system, community development, and the economy.<\/span><\/p><p><span style=\"font-weight: 400;\">How We Support You:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Facilitate in-depth anti-racism workshops with community leaders, educators, and policymakers<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Partner with national leaders like the People&#8217;s Institute for Survival and Beyond (PISAB) to offer intensive Undoing Racism\u2122 trainings<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide a shared framework to understand institutional racism and explore concrete steps toward equity<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Foster cross-racial, cross-sector dialogue for long-term systems change<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">ARTI\u2019s legacy began with Albuquerque Project Change and continues today as a trusted, transformative force in New Mexico\u2019s racial justice landscape.<\/span><\/p><p><span style=\"font-weight: 400;\">Sign up for our e-news to stay informed about upcoming workshops and opportunities to get involved.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d44d349 elementor-widget elementor-widget-button\" data-id=\"d44d349\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/unitedsouthbroadway.org\/index.php\/connect\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Join the ARTI Network<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-29212f8 elementor-widget elementor-widget-text-editor\" data-id=\"29212f8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>How We Support You:<\/p><ul><li>Review your mortgage and household budget<\/li><li>Identify early warning signs and possible relief options<\/li><li>Provide personalized guidance based on your unique financial situation<\/li><li>Help you get organized before reaching out to your lender<\/li><li>Offer services in English and Spanish, with no income limit to qualify<\/li><\/ul><p><strong>Get one-on-one support from HUD-certified housing counselors\u2014at no cost to you.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dbfad1e e-con-full elementor-hidden-desktop e-flex e-con e-parent\" data-id=\"dbfad1e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a1c295 e-n-tabs-mobile elementor-widget elementor-widget-n-tabs\" data-id=\"9a1c295\" data-element_type=\"widget\" data-settings=\"{&quot;tabs_justify_horizontal&quot;:&quot;center&quot;,&quot;tabs_justify_horizontal_mobile&quot;:&quot;end&quot;,&quot;horizontal_scroll&quot;:&quot;disable&quot;}\" data-widget_type=\"nested-tabs.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-tabs\" data-widget-number=\"161596053\" aria-label=\"Tabs. Open items with Enter or Space, close with Escape and navigate using the Arrow keys.\">\n\t\t\t<div class=\"e-n-tabs-heading\" role=\"tablist\">\n\t\t\t\t\t<button id=\"tab-housing\" data-tab-title-id=\"e-n-tab-title-1615960531\" class=\"e-n-tab-title\" aria-selected=\"true\" data-tab-index=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"e-n-tab-content-1615960531\" style=\"--n-tabs-title-order: 1;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tHousing  Counseling\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"tab-loss\" data-tab-title-id=\"e-n-tab-title-1615960532\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1615960532\" style=\"--n-tabs-title-order: 2;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tLoss Mitigation\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"tab-foreclosure\" data-tab-title-id=\"e-n-tab-title-1615960533\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1615960533\" style=\"--n-tabs-title-order: 3;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tForeclosure Assistance\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t<button id=\"tab-anti\" data-tab-title-id=\"e-n-tab-title-1615960534\" class=\"e-n-tab-title\" aria-selected=\"false\" data-tab-index=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"e-n-tab-content-1615960534\" style=\"--n-tabs-title-order: 4;\">\n\t\t\t\t\t\t<span class=\"e-n-tab-title-text\">\n\t\t\t\tAnti-Racism Training\t\t\t<\/span>\n\t\t<\/button>\n\t\t\t\t\t<\/div>\n\t\t\t<div class=\"e-n-tabs-content\">\n\t\t\t\t<div id=\"e-n-tab-content-1615960531\" role=\"tabpanel\" aria-labelledby=\"tab-housing\" data-tab-index=\"1\" style=\"--n-tabs-title-order: 1;\" class=\"e-active elementor-element elementor-element-ba74cbf e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"ba74cbf\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-759bdaa e-con-full e-flex e-con e-child\" data-id=\"759bdaa\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3dcc9be elementor-widget elementor-widget-heading\" data-id=\"3dcc9be\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Housing Counseling<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c8f298 elementor-widget elementor-widget-text-editor\" data-id=\"8c8f298\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you\u2019re struggling to keep up with your mortgage or worried you might fall behind, USBC\u2019s HUD-certified housing counselors are here to help. We provide free, one-on-one support to help New Mexico homeowners understand their situation and take proactive steps before legal action begins.<\/p><p>How We Support You:<\/p><ul><li>Review your mortgage and household budget<\/li><li>Identify early warning signs and possible relief options<\/li><li>Provide personalized guidance based on your unique financial situation<\/li><li>Help you get organized before reaching out to your lender<\/li><li>Offer services in English and Spanish, with no income limit to qualify<\/li><\/ul><p><strong>Get one-on-one support from HUD-certified housing counselors\u2014at no cost to you.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-623395a elementor-widget elementor-widget-button\" data-id=\"623395a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/unitedsouthbroadway.org\/index.php\/connect\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Getting Housing Help<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2a0501 elementor-widget elementor-widget-text-editor\" data-id=\"e2a0501\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you feel you&#8217;ve been denied housing or treated unfairly because of race, disability, or another protected status, you have the right \u000bto file a complaint.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c8e581 elementor-widget elementor-widget-button\" data-id=\"8c8e581\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/unitedsouthbroadway.org\/index.php\/fair-housing-complain-form\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">File a Fair Housing Complaint<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1615960532\" role=\"tabpanel\" aria-labelledby=\"tab-loss\" data-tab-index=\"2\" style=\"--n-tabs-title-order: 2;\" class=\" elementor-element elementor-element-96a0ad7 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"96a0ad7\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInRight&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5531e64 e-con-full e-flex e-con e-child\" data-id=\"5531e64\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b58cbf elementor-widget elementor-widget-heading\" data-id=\"4b58cbf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Loss Mitigation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef5f1be elementor-widget elementor-widget-text-editor\" data-id=\"ef5f1be\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Loss mitigation is the process of working with your lender to avoid foreclosure\u2014usually by adjusting your loan terms or agreeing on an alternative resolution. It\u2019s the most common way homeowners recover from missed payments, and our counselors are trained to guide you through it.<\/span><\/p><p><b>How We Support You:<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Explain all available loss mitigation options, including:<\/span><span style=\"font-weight: 400;\"><br \/><\/span> <span style=\"font-weight: 400;\">Loan reinstatement<\/span><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Loan modification<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Repayment plan<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Payment Forbearance<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Short sale<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Deed in lieu of foreclosure<\/span><p>\u00a0<\/p><\/li><\/ul><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Help you complete and submit the required documentation<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Communicate directly with your mortgage servicer<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Support you through court-ordered mediation if you are unrepresented<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Track the status of your application and help respond to lender requests<\/span><\/li><\/ul><p><b>Missed a mortgage payment? We\u2019ll help you understand your options and avoid foreclosure.<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f66ed1 elementor-widget elementor-widget-button\" data-id=\"2f66ed1\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Explore Your Options<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31dce5e elementor-widget elementor-widget-text-editor\" data-id=\"31dce5e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><i><span style=\"font-weight: 400;\">Note: Housing counselors do not provide legal advice or represent you in court.<\/span><\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1615960533\" role=\"tabpanel\" aria-labelledby=\"tab-foreclosure\" data-tab-index=\"3\" style=\"--n-tabs-title-order: 3;\" class=\" elementor-element elementor-element-042fee3 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"042fee3\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInLeft&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c54b7de e-con-full e-flex e-con e-child\" data-id=\"c54b7de\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5e6cc6 elementor-widget elementor-widget-heading\" data-id=\"f5e6cc6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Foreclosure Assistance<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-845edb6 elementor-widget elementor-widget-text-editor\" data-id=\"845edb6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">If your home is already in foreclosure or you&#8217;ve received a court summons, <\/span><b>USBC provides free legal support<\/b><span style=\"font-weight: 400;\"> to help protect your home and your rights. We assist homeowners at all stages of the foreclosure process, including those already in court.<\/span><\/p><p><b>How We Support You:<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide legal consultations to explain your foreclosure case and next steps<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Represent eligible homeowners in district court<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Assist with the New Mexico Foreclosure Settlement Program (FSP)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Help prepare and submit documents for:<\/span><ul><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Deed in Lieu of Foreclosure<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Short sale<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Cash for Keys<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"2\"><span style=\"font-weight: 400;\">Redemption Rights<\/span><\/li><\/ul><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Advise you on your Right of Redemption after a foreclosure sale<\/span><\/li><\/ul><p><i><span style=\"font-weight: 400;\">If your home is in foreclosure or you&#8217;ve been served, we can help protect your rights.<\/span><\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fa8c65 elementor-widget elementor-widget-button\" data-id=\"5fa8c65\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Legal Help<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65ed857 elementor-widget elementor-widget-text-editor\" data-id=\"65ed857\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Housing counseling is always free and available to all.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Legal services are free for those who qualify.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">All services are confidential and available in English and Spanish. If needed, we can arrange for interpretations in other languages.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div id=\"e-n-tab-content-1615960534\" role=\"tabpanel\" aria-labelledby=\"tab-anti\" data-tab-index=\"4\" style=\"--n-tabs-title-order: 4;\" class=\" elementor-element elementor-element-eb52072 e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"eb52072\" data-element_type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;slideInRight&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-dabe2f2 e-con-full e-flex e-con e-child\" data-id=\"dabe2f2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-326006d elementor-widget elementor-widget-heading\" data-id=\"326006d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Anti-Racism Training<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5a9c8b elementor-widget elementor-widget-text-editor\" data-id=\"b5a9c8b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">USBC believes that building strong communities requires understanding and addressing racism at its roots. That\u2019s why we founded the Anti-Racism Training Institute of the Southwest (ARTI)\u2014a community-based initiative dedicated to helping individuals and institutions examine how racism operates in systems, not just in personal attitudes.<\/span><\/p><p><span style=\"font-weight: 400;\">Through ARTI, we offer workshops that challenge assumptions, uncover the historical origins of racial inequality, and equip participants with tools for lasting change. Our work focuses on five key systems that shape life in New Mexico: housing, education, the legal system, community development, and the economy.<\/span><\/p><p><span style=\"font-weight: 400;\">How We Support You:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Facilitate in-depth anti-racism workshops with community leaders, educators, and policymakers<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Partner with national leaders like the People&#8217;s Institute for Survival and Beyond (PISAB) to offer intensive Undoing Racism\u2122 trainings<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provide a shared framework to understand institutional racism and explore concrete steps toward equity<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Foster cross-racial, cross-sector dialogue for long-term systems change<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">ARTI\u2019s legacy began with Albuquerque Project Change and continues today as a trusted, transformative force in New Mexico\u2019s racial justice landscape.<\/span><\/p><p><span style=\"font-weight: 400;\">Sign up for our e-news to stay informed about upcoming workshops and opportunities to get involved.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bdeb17 elementor-widget elementor-widget-button\" data-id=\"3bdeb17\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Join the ARTI Network<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eff0fcc elementor-widget elementor-widget-text-editor\" data-id=\"eff0fcc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>How We Support You:<\/p><ul><li>Review your mortgage and household budget<\/li><li>Identify early warning signs and possible relief options<\/li><li>Provide personalized guidance based on your unique financial situation<\/li><li>Help you get organized before reaching out to your lender<\/li><li>Offer services in English and Spanish, with no income limit to qualify<\/li><\/ul><p><strong>Get one-on-one support from HUD-certified housing counselors\u2014at no cost to you.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Helping New Mexican Homeowners Free Housing Counseling and Legal Support. At United South Broadway Corporation (USBC), we\u2019re here to help you protect what matters most &#8211; your home. Whether you&#8217;re behind on payments, navigating lender communication, or already in foreclosure, we offer free, trusted support every step of the way.\u000b\u000b Our team of housing counselors [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-45","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Services - United South Broadway Corporation<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Services - United South Broadway Corporation\" \/>\n<meta property=\"og:description\" content=\"Helping New Mexican Homeowners Free Housing Counseling and Legal Support. At United South Broadway Corporation (USBC), we\u2019re here to help you protect what matters most &#8211; your home. 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